Toronto heat pump rebates
In Toronto, the best-case combined heat pump rebate is up to $17,500: the Ontario maximum plus up to $10,000 from the federal National Heat Pump Rebate (below-median income; $2,000 otherwise, not open yet).
Programs available in Toronto
| Program | Amount / terms | Status / notes |
|---|---|---|
| Ontario Home Renovation Savings | $1,250/ton up to $7,500 (electric/oil/propane/wood); $500/ton up to $2,000 (Enbridge gas) | Rebate; pre-approval mandatory |
| Save on Energy Energy Affordability Program | Free cold-climate heat pump for income-eligible electric or oil-heated homes (Toronto Hydro) | Oil-home offer: apply by Nov 30, 2026 |
| City of Toronto HELP loan | Up to $125,000; 20-yr fixed 4.75% (rates valid to Sept 30, 2026); 2% admin charge; heat-pump-only projects need no EnerGuide | Financing via property tax |
| Federal NHPR | Up to $10,000 / $2,000 | Not open yet |
Most Toronto homes heat with Enbridge natural gas, so the Ontario rebate is usually the $2,000 gas tier; non-gas homes can get up to $7,500.
Next steps
- Get 2–3 quotes for an eligible cold-climate model (request quotes).
- Get pre-approval where required before installing.
- Check your total in the calculator and costs in the cost calculator.
See also: Ontario rebates · Furnace died? · Heat pump costs · Ducted vs ductless
Sources: www.toronto.ca · www.torontohydro.com · www.homerenovationsavings.ca · www.canada.ca
Last verified:
FAQ
What heat pump rebates are available in Toronto?
Provincial Ontario programs, any city programs listed on this page, and the upcoming federal National Heat Pump Rebate (up to $10,000 or $2,000).
What's the maximum combined heat pump rebate in Toronto?
Best case up to $17,500, depending on income, heating fuel and system type.
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Not a government website. nationalheatpumprebate.ca is an independent guide and is not affiliated with the Government of Canada, Natural Resources Canada, or any provincial program. Amounts can change; always confirm with the official program before buying or installing. We may earn a referral fee from installers.